@font-face{font-family:"Nunito";font-weight:400;font-style:normal;font-display:swap;src:url(fonts/nunito-latin-400-normal.woff2) format("woff2")}
@font-face{font-family:"Nunito";font-weight:400;font-style:italic;font-display:swap;src:url(fonts/nunito-latin-400-italic.woff2) format("woff2")}
@font-face{font-family:"Nunito";font-weight:700;font-display:swap;src:url(fonts/nunito-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"Nunito";font-weight:800;font-display:swap;src:url(fonts/nunito-latin-800-normal.woff2) format("woff2")}
@font-face{font-family:"Nunito";font-weight:900;font-display:swap;src:url(fonts/nunito-latin-900-normal.woff2) format("woff2")}
@font-face{font-family:"Patrick Hand";font-display:swap;src:url(fonts/patrick-hand-latin-400-normal.woff2) format("woff2")}
:root{--ink:#22313F;--muted:#5d6b78;--blue:#2F6FB5;--navy:#1F4F8A;--yellow:#F2B705;--yellow-l:#FFE08A;--cream:#FDF4E4;--paper:#FFFDF8;--green:#2E9E5B;--red:#C0392B;--orange:#E67E22;--violet:#7B4FA0;--line:#E6DCC6;--card:#fff;--radius:18px;--shadow:0 6px 24px rgba(31,79,138,.10)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Nunito",system-ui,sans-serif;color:var(--ink);background:var(--cream);font-size:17px;line-height:1.6}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--yellow);outline-offset:2px;border-radius:4px}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}
/* Header */
header.site{position:sticky;top:0;z-index:50;background:rgba(253,244,228,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;gap:18px;min-height:66px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:900;font-size:21px;white-space:nowrap}
.brand img{width:34px;height:34px;border-radius:9px}
nav.main{margin-left:auto;display:flex;gap:4px;align-items:center;flex-wrap:wrap}
nav.main a{text-decoration:none;color:var(--ink);font-weight:700;font-size:15.5px;padding:8px 11px;border-radius:10px}
nav.main a:hover,nav.main a[aria-current]{background:#fff;color:var(--navy)}
.menu-btn{display:none;margin-left:auto;background:#fff;border:1px solid var(--line);border-radius:10px;padding:8px 12px;font:800 15px "Nunito";color:var(--navy)}
@media(max-width:920px){
 .menu-btn{display:block}
 nav.main{display:none;position:absolute;left:0;right:0;top:66px;background:var(--cream);flex-direction:column;align-items:stretch;padding:8px 16px 16px;border-bottom:1px solid var(--line)}
 nav.main.open{display:flex}
 nav.main a{padding:12px}
}
/* Buttons */
.btn{display:inline-flex;align-items:center;gap:9px;font:800 16.5px "Nunito";text-decoration:none;border-radius:999px;padding:12px 22px;border:2px solid transparent;cursor:pointer;transition:transform .12s}
.btn:hover{transform:translateY(-1px)}
.btn-buy{background:var(--yellow);color:var(--navy)!important}
.btn-buy:hover{background:#ffc928}
.btn-blue{background:var(--blue);color:#fff!important}
.btn-blue:hover{background:var(--navy)}
.btn-ghost{background:#fff;color:var(--navy)!important;border-color:var(--line)}
.btn-sm{padding:8px 16px;font-size:15px}
nav.main .btn-buy{padding:8px 16px;margin-left:6px}
/* Hero */
.hero{background:linear-gradient(180deg,#3f7bc6 0%,#2b63a8 55%,#1F4F8A 100%);color:#fff;overflow:hidden;position:relative}
.hero .wrap{display:grid;grid-template-columns:1.25fr .85fr;gap:40px;align-items:center;padding-top:56px;padding-bottom:64px}
.hero .kicker{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.3);color:var(--yellow-l);font-weight:800;letter-spacing:.06em;text-transform:uppercase;font-size:13px;padding:6px 12px;border-radius:999px}
.hero h1{font-size:clamp(46px,7vw,78px);line-height:1;margin:16px 0 12px;font-weight:900;text-shadow:0 4px 18px rgba(0,0,0,.18)}
.hero .sub{display:inline-block;background:var(--yellow);color:var(--navy);font-weight:900;font-size:clamp(18px,2.3vw,24px);padding:6px 18px;border-radius:999px;margin-bottom:6px}
.hero .sub2{font-size:20px;font-weight:800;margin:6px 0 18px;color:#fff}
.hero p.lead{font-size:18.5px;max-width:560px;color:#eaf2fc}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0 14px}
.hero .facts{font-size:14.5px;color:#cfe0f5}
.hero .cover{justify-self:center;position:relative}
.hero .cover img{width:min(360px,80vw);border-radius:6px 14px 14px 6px;box-shadow:0 24px 50px rgba(0,0,0,.35),-6px 0 0 rgba(0,0,0,.18) inset;transform:rotate(2deg)}
.hero .badge{position:absolute;right:-18px;top:-18px;width:96px;height:96px;border-radius:50%;background:var(--yellow);color:var(--navy);display:grid;place-items:center;text-align:center;font-weight:900;line-height:1;border:5px solid #fff;transform:rotate(10deg);box-shadow:0 8px 20px rgba(0,0,0,.2)}
.hero .badge b{display:block;font-size:34px}
.hero .badge span{font-size:13px}
.hero svg.wave{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:60px}
@media(max-width:860px){.hero .wrap{grid-template-columns:1fr;padding-top:36px}.hero .cover{order:-1}.hero .cover img{width:240px}.hero .badge{width:76px;height:76px;right:-12px}.hero .badge b{font-size:26px}}
/* Sections */
section{padding:64px 0}
section.alt{background:var(--paper)}
.eyebrow{font-weight:900;color:var(--orange);letter-spacing:.06em;text-transform:uppercase;font-size:13.5px}
h2{font-size:clamp(28px,4vw,40px);line-height:1.15;color:var(--navy);margin:6px 0 16px;font-weight:900}
h3{font-size:22px;color:var(--navy);margin:0 0 8px;font-weight:900}
.intro{font-size:19px;max-width:780px;color:var(--ink)}
.grid{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
@media(max-width:900px){.g3,.g4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.g2,.g3,.g4{grid-template-columns:1fr}}
.card{background:var(--card);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow);border:1px solid #f0e6d2}
.card .ico{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;font-size:24px;margin-bottom:12px}
.card p{margin:.3em 0}
.card.link{text-decoration:none;color:inherit;display:block;transition:transform .15s,box-shadow .15s}
.card.link:hover{transform:translateY(-3px);box-shadow:0 12px 30px rgba(31,79,138,.16)}
.card.media{padding:0;overflow:hidden}.card.media img{width:100%;aspect-ratio:4/3;object-fit:cover}.card.media .in{padding:20px 22px 22px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
@media(max-width:860px){.split{grid-template-columns:1fr}}
.split img{border-radius:var(--radius);box-shadow:var(--shadow)}
.quote{font-family:"Patrick Hand",cursive;font-size:25px;line-height:1.3;color:var(--navy);border-left:6px solid var(--yellow);padding:6px 0 6px 18px;margin:24px 0}
.note{background:#FFF7DD;border:1px solid #F3D98B;border-radius:14px;padding:14px 18px;font-size:15.5px}
.note.blue{background:#EEF4FC;border-color:#C9DAF0}
.parts{display:grid;gap:12px}
details.part{background:#fff;border-radius:14px;border:1px solid #f0e6d2;box-shadow:var(--shadow)}
details.part summary{cursor:pointer;list-style:none;padding:16px 20px;font-weight:900;color:var(--navy);display:flex;gap:12px;align-items:center}
details.part summary::-webkit-details-marker{display:none}
details.part summary .num{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;color:#fff;font-size:15px;flex:none}
details.part summary:after{content:"+";margin-left:auto;font-size:22px;color:var(--muted)}
details.part[open] summary:after{content:"–"}
details.part ol{margin:0;padding:0 24px 18px 60px}
details.part li{margin:4px 0}
.buybar{background:var(--navy);color:#fff;border-radius:24px;padding:30px;display:grid;grid-template-columns:auto 1fr auto;gap:28px;align-items:center}
.buybar img{width:120px;border-radius:4px 10px 10px 4px;box-shadow:0 10px 24px rgba(0,0,0,.3)}
.buybar h2{color:#fff;margin:0 0 6px}
.buybar p{margin:0;color:#d4e3f6}
@media(max-width:760px){.buybar{grid-template-columns:1fr;text-align:center}.buybar img{margin:0 auto}}
/* Downloads */
.dl{display:flex;gap:16px;align-items:center;background:#fff;border-radius:16px;padding:16px 18px;border:1px solid #f0e6d2;box-shadow:var(--shadow);text-decoration:none;color:inherit}
.dl:hover{border-color:var(--blue)}
.dl .pdf{flex:none;width:48px;height:58px;border-radius:8px;background:var(--red);color:#fff;font:900 13px "Nunito";display:grid;place-items:end center;padding-bottom:8px;position:relative}
.dl .pdf:before{content:"";position:absolute;right:0;top:0;border-style:solid;border-width:0 14px 14px 0;border-color:transparent var(--cream) rgba(0,0,0,.18) transparent}
.dl b{display:block;color:var(--navy);font-size:17px}
.dl small{color:var(--muted)}
.dl .go{margin-left:auto;font-weight:900;color:var(--blue);white-space:nowrap}
/* Tools */
.tool{background:#fff;border-radius:22px;box-shadow:var(--shadow);border:1px solid #f0e6d2;padding:28px;margin:0 0 30px;scroll-margin-top:84px}
.tool header{display:flex;gap:18px;align-items:center;margin-bottom:12px}
.tool header img{width:92px;height:92px;object-fit:cover;border-radius:16px;flex:none}
@media(max-width:600px){.tool{padding:20px}.tool header img{width:64px;height:64px}}
.tool h2{font-size:28px;margin:0}
.form{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:14px 18px;margin:16px 0}
label.f{display:flex;flex-direction:column;font-weight:800;font-size:14.5px;color:var(--muted);gap:5px}
input[type=number],input[type=text],select{font:700 17px "Nunito";color:var(--ink);padding:10px 12px;border:2px solid #e3d8c2;border-radius:12px;background:#FFFEFA;width:100%}
input:focus,select:focus{border-color:var(--blue);outline:none}
input[type=range]{width:100%;accent-color:var(--blue)}
.result{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px;margin:14px 0}
.kpi{background:var(--cream);border-radius:14px;padding:14px 16px}
.kpi small{display:block;font-weight:800;color:var(--muted);font-size:13.5px}
.kpi b{font-size:26px;color:var(--navy);font-weight:900}
.kpi.pos b{color:var(--green)}.kpi.neg b{color:var(--red)}
.explain{font-size:15.5px;color:var(--muted)}
.chart{width:100%;height:auto;margin:10px 0}
table.t{width:100%;border-collapse:collapse;font-size:15.5px}
table.t th,table.t td{padding:8px 8px;border-bottom:1px solid #eee3cc;text-align:left}
table.t th{color:var(--muted);font-size:13.5px;text-transform:uppercase;letter-spacing:.03em}
table.t td.n,table.t th.n{text-align:right;font-variant-numeric:tabular-nums}
table.t input{padding:7px 8px;font-size:15.5px;border-radius:9px}
.tablewrap{overflow-x:auto}
.warn{color:var(--red);font-weight:800}
.ok{color:var(--green);font-weight:800}
.row-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}
button.x{background:none;border:none;color:var(--muted);font-size:20px;cursor:pointer}
.matrix{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:14px}
.matrix div{border-radius:14px;padding:14px;border:3px solid transparent;background:var(--cream);opacity:.45;transition:.2s}
.matrix div.on{opacity:1;border-color:var(--blue);background:#EEF4FC}
.choice{display:flex;gap:10px;flex-wrap:wrap;margin:6px 0 12px}
.choice label{background:var(--cream);padding:9px 14px;border-radius:999px;font-weight:800;cursor:pointer;border:2px solid transparent}
.choice input{position:absolute;opacity:0}
.choice input:checked+span{color:var(--navy)}
.choice label:has(input:checked){border-color:var(--blue);background:#EEF4FC}
.choice label:has(input:focus-visible){outline:3px solid var(--yellow)}
/* Quiz */
.q{background:#fff;border-radius:18px;padding:20px 22px;margin:0 0 14px;border:1px solid #f0e6d2;box-shadow:var(--shadow)}
.q h3{font-size:18.5px}
.q label{display:flex;gap:10px;align-items:flex-start;padding:9px 12px;border-radius:12px;cursor:pointer;margin:4px 0;border:2px solid transparent;background:var(--cream)}
.q label:has(input:checked){border-color:var(--blue);background:#EEF4FC}
.q input{margin-top:5px;accent-color:var(--blue)}
.q.right{border-color:var(--green);box-shadow:0 0 0 2px var(--green)}
.q.wrong{border-color:var(--red);box-shadow:0 0 0 2px var(--red)}
.q .fb{font-weight:800;margin-top:8px}
.score{font-size:22px;font-weight:900}
.cert{display:none;margin:24px auto;max-width:760px;aspect-ratio:1/1.414;background:#FFFDF4;border:14px solid var(--blue);border-radius:24px;padding:48px;text-align:center;position:relative}
.cert:before{content:"";position:absolute;inset:10px;border:2px solid #C9971C;border-radius:14px;pointer-events:none}
.cert .k{letter-spacing:.3em;color:#C9971C;font-weight:900}
.cert h2{font-size:44px;margin:10px 0 26px}
.cert .name{font-family:"Patrick Hand",cursive;font-size:42px;color:var(--navy);border-bottom:2px solid var(--ink);margin:10px 40px 26px;min-height:58px}
.cert .seal{width:130px;height:130px;border-radius:50%;background:var(--yellow);border:7px solid #fff;outline:2px solid #C9971C;margin:26px auto;display:grid;place-items:center;font-weight:900;color:var(--navy);line-height:1.1}
.cert .sig{display:flex;gap:40px;margin-top:40px;text-align:left}
.cert .sig div{flex:1;border-top:2px solid var(--ink);padding-top:6px;font-size:14px}
/* Glossar */
.gl{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
@media(max-width:700px){.gl{grid-template-columns:1fr}}
.gl div{background:#fff;border-radius:14px;padding:14px 18px;border:1px solid #f0e6d2}
.gl b{color:var(--navy);font-size:18px}
.gl small{color:var(--muted);font-weight:700}
#gsearch{max-width:420px;margin:6px 0 20px}
/* Provider table */
.prov{display:grid;gap:14px}
.prov .card h3{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap}
.tag{display:inline-block;font-size:12.5px;font-weight:900;padding:3px 10px;border-radius:999px;background:#EEF4FC;color:var(--navy);margin:2px 4px 2px 0}
.tag.g{background:#E7F5EC;color:#1d7444}.tag.o{background:#FFF1DE;color:#a5561a}
/* Footer */
footer.site{background:#18324f;color:#c9d6e6;padding:46px 0 30px;font-size:15px}
footer.site a{color:#fff}
footer.site .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
@media(max-width:760px){footer.site .cols{grid-template-columns:1fr}}
footer.site h4{color:#fff;margin:0 0 10px;font-size:16px}
footer.site ul{list-style:none;margin:0;padding:0}footer.site li{margin:5px 0}
.nocookie{display:inline-flex;gap:8px;align-items:center;background:rgba(255,255,255,.08);padding:8px 12px;border-radius:10px;margin-top:10px}
.legal h2{font-size:30px}.legal h3{margin-top:26px;font-size:20px}
.page-head{background:var(--paper);border-bottom:1px solid var(--line);padding:46px 0 30px}
.page-head p{font-size:19px;max-width:760px;margin:0}
@media print{
 header.site,footer.site,.no-print,.page-head,nav{display:none!important}
 body{background:#fff}
 body.print-cert .print-area > *:not(.cert){display:none!important}
 body.print-cert section{padding:0}
 body.print-cert .cert{padding-top:70px!important}
 body.print-cert .cert p{font-size:15pt}
 body.print-cert .cert h2{font-size:40pt;margin-bottom:40px}
 body.print-cert .cert .seal{margin:50px auto}
 body.print-cert .cert .sig{margin-top:80px}
 body.print-cert .cert{display:block!important;margin:0 auto;border-width:10px;max-width:none;width:100%;aspect-ratio:auto;height:265mm;padding:30px 40px;break-inside:avoid;-webkit-print-color-adjust:exact;print-color-adjust:exact}
 .tool{box-shadow:none;border:1px solid #ccc;break-inside:avoid}
}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}

@media(max-width:620px){.dl{flex-wrap:wrap}.dl .go{margin-left:64px}.dl span:nth-child(2){flex:1;min-width:0}}
[hidden]{display:none!important}